Helping normal people with normal incomes reach financial independence.
If you can’t invest 20% of your income for retirement, you could still build wealth by investing what you can. If you can invest just 5% more of your income starting in your 20s or 30s, you could make a huge difference to your net worth by the time you turn 62—even if you make … Read more
If you struggle to invest at least 20% of your income for retirement, the good news is that you could still build substantial wealth by investing what you can. If you can invest just 4% more of your income starting in your 20s or 30s, you could make a huge difference to your net worth … Read more
If you earn a low to median income, traditional advice to invest 15%, 20%, or 25% of your income can feel overwhelming and unachievable. If you’re struggling to invest, aiming to invest just 1% more can be an achievable goal if investing 15%, 20%, or 25% is impossible on your current income. And while easy … Read more
Reaching $100k in investments as soon as possible is your most important financial goal, but reaching your first $100k can often feel impossible. However, this goal is more achieveable if you break it down into smaller, more manageable steps, like reaching your first $10,000 milestone. Because of the power of compound interest, if you can invest … Read more
Whether you’re just entering your 30s and want to start investing or you’re approaching 40 and are worried about your retirement account balance, it’s still not too late for you to start investing. Your 30s are the second-best decade of your life to start investing because of the power of compound interest, so you’re going … Read more
When you’re in your 20s, it can be difficult to know how to get started with investing. The good news is that if you’re starting to invest in your 20s, you’re already making incredible progress on your wealth-building journey: The younger you are when you start investing, the more compound interest—money—you could have in the … Read more
If you want to be financially independent, you should make reaching 100k as soon as possible your top priority. Reaching 100k is your most important financial goal because if you develop the discipline it takes to reach 100k, then you have what it takes to reach financial freedom. Here’s why: Your first 100k will be … Read more
If you don’t earn a high income, you might believe you have too little money to make investing matter. However, this belief is not only false—it actively hurts your finances and can cause you to miss out on tens or even hundreds of thousands of dollars or more in future investment income. Investing on a … Read more