How Much Should You Invest In Your 20s?

A $100 bill on a countertop.

When you’re in your 20s, it can be difficult to know how to get started with investing. The good news is that if you’re starting to invest in your 20s, you’re already making incredible progress on your wealth-building journey: The younger you are when you start investing, the more compound interest—money—you could have in the … Read more

Why You Need to Pursue FIRE if You DON’T Want to Retire Early

Two stacks of one-hundred-dollar bills on a white coffee table.

Because of an obnoxious subset of FIRE devotees who tout extreme savings rates and brag about retiring in their 30s, the FIRE movement is often portrayed either as a ridiculous quest to live in utter destitution in an attempt to retire decades early or as a lifestyle choice that’s only accessible for high-income earners. If … Read more

This Is Your Most Important Financial Goal (Investing 100k)

A plant grows from a cup of spare change on a sunlit windowsill.

If you want to be financially independent, you should make reaching 100k as soon as possible your top priority. Reaching 100k is your most important financial goal because if you develop the discipline it takes to reach 100k, then you have what it takes to reach financial freedom. Here’s why: Your first 100k will be … Read more

The Massive Problem with the Mainstream FIRE Movement

A single black pawn is set apart from a group of red pawns against a pale blue background.

There is a massive, glaring problem at the heart of mainstream FIRE (Financial Independence Retire Early) content: Much of mainstream FIRE content presents achieving FIRE as a result of extreme savings rates that are utterly divorced from realistic incomes and real-world expenses. This type of content typically is peddled by out-of-touch men who make bloated … Read more