Helping normal people with normal incomes reach financial independence.
If investing $100k seems impossible, you should know that the halfway point to $100k isn’t $50k—for most people, it’s actually about $25k to $36k. That’s about half the amount that you probably would have to invest before you reach a $100k net worth. That’s because investing $100k doesn’t mean saving $100k of your own money. … Read more
If you can’t invest 20% of your income for retirement, you could still build wealth by investing what you can. If you can invest just 5% more of your income starting in your 20s or 30s, you could make a huge difference to your net worth by the time you turn 62—even if you make … Read more
Although you should strive to invest at least 20% of your income for retirement, investing 20% might not always be doable. The good news is that you could still make massive progress toward financial freedom by investing just 3% more of your income. If you earn $30k to $55k a year, investing 3% more of … Read more
If you want to know how to build wealth on a lower income, here’s the secret: You’ve got to invest what you can now. Your money grows much more efficiently if you invest what you can now instead of waiting years until you earn more to start investing. That’s because your most powerful wealth-building tool … Read more
Investing your first $100k is your most important financial goal on your way to financial independence. Because of compound interest, once you reach $100k your wealth starts to skyrocket. Investing your first $100k may seem daunting if you earn a low income, but this goal is actually much more achievable than it initially sounds due … Read more
Investing $100k as soon as possible is your most important financial goal, but reaching your first $100k often feels impossible if you earn a low or even a median income. That’s why you should break this goal down into smaller, more manageable steps. This guide will show you the specific numbers behind why saving your first … Read more