How Having Debt Can Make You Rethink Building Wealth

A notecard on top of a desk says "pay debt." The desk is covered in a red flannel tablecloth and a red pen sits next to the notecard.

If you struggle to think that investing is worth it—especially if you don’t earn a lot of money—the concept of debt might actually help you view investing with renewed hope. That’s because the power of compound interest is the same whether you’re in debt or whether you’re investing. The compound interest you earn from investing … Read more

Invest Your First $100K Step-by-Step: How to Save Your First $1,000

$1 bills scattered around on a white background.

Investing $100k as soon as possible is your most important financial goal, but reaching your first $100k often feels impossible if you earn a low or even middle income. That’s why you should break this goal down into smaller, more manageable steps. This guide will show you the specific numbers behind why saving your first … Read more

Why You Need to Pursue FIRE if You DON’T Want to Retire Early

Two stacks of one-hundred-dollar bills on a white coffee table.

Because of an obnoxious subset of FIRE devotees who tout extreme savings rates and brag about retiring in their 30s, the FIRE movement is often portrayed either as a ridiculous quest to live in utter destitution in an attempt to retire decades early or as a lifestyle choice that’s only accessible for high-income earners. If … Read more